Restrictions on Disclosing Information to Outside Parties. We do not sell or share customer information to unrelated third parties for the third parties to use their own purposes. We do share information with companies that work for us. For example, we may share information with comapnies that provide our data processing services, or print checks for us. These companies are acting on our behalf when they provide these services, and are obligated by contract to maintain the information that they receive in a confidential manner. They are never authorized to use the information for any other purposes.

We also provide information

• When you authorize us to release information.
• To credit bureaus.
• To account verifications services or check fraud services.
• To other parties when it is necessary or helpful in completing a transaction, including other financial institutions and networks involved in processing your transactions.
• To comply with a law, regulation, court order, or subpoena.
• To verify the existence of your acocunt and general information about the condition of your account for a merchant or other financial institution.
• In response to an inquiry about current sufficient funds to cover a check you have written.
• To local, state, and federal authorities if we believe a crime may have been committed involving your account.
• To paying agencies, such as the Social Security Administration, after the death or incapacity of a recipient or beneficiary of recurring direct deposits.
• To our independent auditors, consultants, or attorneys and to our regulators.

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