From small business to agriculture to large business and
everything in between, Pleasantville State Bank is here
to work with you to achieve your business goals and give
you the tools and solutions you need as a business owner.
When considering financing for your business - either as
start up capital or to promote growth, there is some key
information you should gather prior to coming in to the
- Check your credit report. If you are a sole proprietorship,
or just starting out, you will need to check your personal
credit history to ensure it is correct and accurate, and
to take care of any "cleaning house" you may
need to do with your credit before coming in. You can
obtain your credit report online at: AnnualCreditReport.com.
If you are a partnership or corporation or you have established
a line of business credit already, you may check your
business credit report online at: Experian.com
for a small fee.
- Assess your business plan. If you are just starting
out, it's highly recommended that you create a business
plan. This comprehensive "report" will help
you focus your business and will increase your chances
of success. If you are already in business, it is typically
recommended that you review & revise your business
plan at least yearly.
- Be prepared for what is ahead. We strongly recommend
that you research your business and field to gain important
knowledge of where your field is heading and what may
be in your future. This will assist you in establishing
how much funding you may need.